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President, Greater Miami Chapter

Carol Erbs
Email: cerbs@kcl.net

Mission Statement: Through education, intern sponsorship programs and influencing legislation at the federal and state levels, our mission is to foster an environment of diversity and professionalism to nurture growth for the insurance and risk management professional.



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RISK News

  • If your work involves personal data, you probably already know the European Union’s (EU) General Data Protection Regulation (GDPR) enforcement date is May 25. While penalties for noncompliance can be stiff, the sky may not be falling just yet. GDPR Continue reading
  • Activity from the Kilauea volcano on the island of Hawaii, in Lava Zones 1 and 2—deemed the most dangerous of the island’s nine zones—continues into its third week. As previously reported, aftershocks, lava flow and lingering hazardous fumes in Lanipuna Continue reading
  • Whether a government subpoena constitutes a “claim” is a frequently contested issue between DO insurers and their policyholders. DO policies—at least with respect to coverage for private companies and individual insureds at any company—typically define “claim” through multiple subparagraphs: first, Continue reading